List Of Fha Loan Refinance Requirements 2023. At least 210 days have passed since the closing date of your current fha loan Web qualifying for an fha simple refinance means meeting certain requirements, including credit score and income limits.

So you might not qualify if you’ve missed a payment or gotten another fha loan recently. This involves swapping out your existing fha loan for a new one—like going from a fixed rate. Web fha loans are ideal for first time home buyers with 3.5% down.